PCI DSS v4.0 is the global standard for protecting payment card data. It sets security requirements for all merchants and service providers that accept, process, store, or transmit cardholder data.

What are the 12 PCI DSS requirements?

The 12 PCI DSS requirements cover network security, encryption, access control, monitoring, testing, and documentation. RRA Tech Zone maps each requirement to your environment.

How long does PCI DSS compliance take?

Timeline depends on your merchant level and current controls. Typically: discovery (1-2 weeks), remediation (4-8 weeks), validation (2-4 weeks).

PCI DSS v4.0 · Payment Card Security

PCI DSS 4.0

Cardholder Data Protection Without the Complexity.

PCI DSS v4.0 sets the global standard for protecting payment card data. Whether you're a Level 1 merchant or a small e-commerce operator, RRA Tech Zone maps every requirement to your environment and drives you to compliance — fast.

Core Standard

All 12 Requirements

Merchant Classification

Merchant Levels

Level 16M+ Visa/MC transactions/year

Annual QSA on-site assessment + quarterly ASV scan

Level 21M–6M transactions/year

Annual SAQ + quarterly ASV scan

Level 320K–1M e-commerce transactions/year

Annual SAQ + quarterly ASV scan

Level 4< 20K e-commerce or < 1M total/year

Annual SAQ recommended + quarterly ASV scan

Self-Assessment

SAQ Types

SAQ ACard-not-present merchants, all cardholder data functions outsourced

SAQ A-EPE-commerce merchants using third-party payment pages

SAQ BMerchants using imprint machines or standalone dial-out terminals

SAQ CMerchants with payment application systems connected to the internet

SAQ DAll other merchants and service providers

Path to Compliance

Compliance Roadmap

Phase 1

Scope Definition

Define cardholder data environment
Network segmentation review
Data flow mapping

Phase 2

Gap Assessment

Control gap analysis vs. 12 requirements
Risk prioritization
Remediation roadmap creation

Phase 3

Remediation

Technical control implementation
Policy and procedure development
Staff training

Phase 4

Validation

Internal audit and evidence collection
ASV vulnerability scanning
Penetration testing

Phase 5

Certification

SAQ completion or QSA engagement
Report on Compliance (RoC)
Attestation of Compliance (AoC)

AI Assistant

PCI DSS Compliance Assistant

AI Online

Ask compliance questions, generate templates, or run a gap analysis — all connected to the RRA Compliance Engine.

PCI DSS Assistant

Engine

Investment

Compliance Program Pricing

Choose the program level that fits your organization's compliance maturity and timeline.

MonthlyAnnual Save 20%

Starter

For small organizations beginning their compliance journey.

$499/mo

Framework coveragePCI DSS 4.0 essentials
Compliance depthCore controls only
SupportEmail support; response expectations set in scope
Automation levelManual workflows
Evidence collectionManual uploads
Policy generation3 templates included
Dashboard accessRead-only scorecard
Gap assessment
Risk register
Audit-ready reports

Professional

For growing teams requiring active compliance management.

$1,299/mo

Framework coverageFull PCI DSS 4.0
Compliance depthAll control families
SupportPriority support; response expectations set in scope
Automation levelSemi-automated workflows
Evidence collectionAssisted collection
Policy generationFull policy library
Dashboard accessLive compliance dashboard
Gap assessment
Risk register
Audit-ready reports

Full Program

Enterprise

For enterprises requiring end-to-end compliance automation and support.

$3,499/mo

Framework coveragePCI DSS 4.0 + cross-framework
Compliance depthComplete + custom controls
SupportDedicated engagement lead; response expectations set in scope
Automation levelFully automated + AI-driven
Evidence collectionContinuous automated ingestion
Policy generationCustom documentation, scoped per engagement
Dashboard accessFull executive dashboard
Gap assessment
Risk register
Audit-ready reports

All prices in USD. Annual billing paid upfront. Need a custom scope or multi-framework bundle? Contact our team for a tailored quote.

Start Your PCI DSS Assessment

Our QSA-aligned team will scope your cardholder data environment, close your gaps, and get you audit-ready.

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